If you’re looking to reduce your credit card debt in 2021, a balance transfer may be worth looking in to. A balance transfer lets you move the balance owing on your existing credit card to another with a lower or 0% interest rate. Balance transfers work if you’re paying a higher rate on your current credit card and want to save money on interest, f...

Christmas and New Year is a time for celebration, joy, and giving; but it’s also a time that is renowned for racking up credit card debt. Now that the festive season has ended the balance owing on your statement might seem overwhelming, but with a few lifestyle adjustments you can combat the credit card debt and get rid of it for good. Cut out cred...

It’s that time of the year when those of us with school-aged kids need to start getting organised for the start of the new school year. But with new books, uniforms and other items like lunch boxes and drink bottles to buy the costs can really pile up! Books & Stationery Audit last year’s supplies Before you spend a cent it’s always a good idea...